Housing provident fund to supplement old-age insurance or illegal experts recommend amending googims

Housing provident fund supplementary pension insurance or law expert advice: Amending the law in the end of 2015, China’s population aged 60 years and above has reached 222 million, accounted for 16.1% of the total population of the total population, more than japan. Not only the population, the pace of development of China’s aging is also very fast, with an average annual net growth of 8 million to 12 million of the elderly, of which the growth rate of elderly people in particular. The problem of population aging is becoming more and more serious in front of us. By the end of 2015, China’s 60 years of age and older population has reached 222 million, accounting for the total population of more than 16.1%, more than the total population of japan. Not only the population, the pace of development of China’s aging is also very fast, with an average annual net growth of 8 million to 12 million of the elderly, of which the growth rate of elderly people in particular. At the same time, pension insurance is stretched. Under the premise of limited increment of social insurance fund, how to increase the income of stock fund and optimize the use of stock fund is especially important. According to media reports, in order to alleviate the shortage of pensions, the Department of human resources and social research is to be taken to fund supplementary pension scheme. Chinese Labor Association vice president Su Hainan to accept the "China Economic Weekly" interview with reporters, the authorities are investigating, at present also not to the policy level, he also suggested: "to make an inventory of relevant stock funds, realize mutual fund, the research will pay part of provident fund units brought the supplementary pension insurance fund, but will not all of the housing provident fund for supplementary pension fund." The sixth census data endowment insurance dependency ratio has dropped to less than 3 people raised 1 people "in China in 2010 showed that the population aged 60 and above accounted for 13.26%, 2.93 percentage points higher than the 2000 census, the population aged 65 and over accounted for 8.87%, up 1.91 percentage points from the 2000 population census. Even more worrying is that the number of elderly people is increasing, the proportion of workers pension insurance is declining. The Ministry of human resources and Social Insurance Management Center released in August, "the development of social insurance China annual report 2015" display, two urban workers and rural residents pension accumulated balance of nearly 4 trillion yuan, endowment insurance dependency ratio from 2.97:1 in 2014 to 2.87:12015 years of medical insurance of retired workers in less than fourth years in a row. In other words, the current pension insurance for employees of our country has dropped to less than 3 individuals to raise 1 people, the health insurance fund revenue reduction, health insurance fund spending increased. Not only that, according to the forecast, by the middle of twenty-first Century, the number of elderly population in China will reach peak, the number of elderly population will be more than 400 million people, the dependency ratio will be reduced to 1.3:1. By then, it was basically a working staff to raise an old man. This year, the Department has published a "2015 annual human resources and social security development statistical bulletin", the disclosure of the annual 5 social insurance (including urban and rural residents in the basic old-age insurance fund income).相关的主题文章:

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